About Mortgage King AI

Mortgage King AI can explain mortgage concepts, general loan-program characteristics, payment math, income/credit concepts and next steps. It can provide current general mortgage-rate benchmark information when that information is available through Mortgage King’s approved server-controlled source record.

It cannot approve or deny a mortgage, issue or change the formal Instant Pre-Qual result, run or claim DU/LPA/FHA TOTAL findings, select a final loan program, lock a rate or replace a Mortgage King Loan Expert.

The AI may make mistakes or provide incomplete information.

Any market-rate number is general market information from the identified source/date. It is not a Mortgage King offered rate, APR, lock, commitment or prediction of the rate a specific borrower will receive. The hidden interest-rate assumption used by Instant Pre-Qual is separate and is not disclosed by Mortgage King AI.

Do not enter

• Social Security numbers
• dates of birth
• bank/account numbers
• passwords
• government ID numbers
• complete credit reports
• employer names
• property street addresses
• tax returns, pay stubs, bank statements or other financial documents

Questions and limited recent conversation context are sent through Mortgage King’s server to the OpenAI API to generate a response. The public AI does not independently browse the open web. Dynamic mortgage facts and approved market information are supplied from current controlled server-side data.

A Mortgage King Loan Expert and the applicable lender/underwriting process determine actual loan eligibility, terms, pricing and documentation requirements.

Mortgage King AI currently supports English only.